Comments on: Insuring the Disabled with Guaranteed Issue Pre-65 Medicare Supplements

By: admin

admin — Wed, 17 Feb 2010 03:06:40 +0000

What were you searching for?

By: Jack Cyrus

Jack Cyrus — Tue, 16 Feb 2010 21:32:58 +0000

Hi just thought i would tell you something.. This is twice now i’ve landed on your blog in the last 2 weeks searching for totally unrelated things. Spooky or what?

By: admin

admin — Fri, 06 Nov 2009 22:15:04 +0000

Dan,
Try this web page of mine. http://www.mattsinsurance4ca.com/Insurance-Claims-Processing.html

By: Dan

Dan — Fri, 06 Nov 2009 01:30:16 +0000

Completely unrelated, but could you write something about delays in the processing of claims? I’ve been recently diagnosed with cancer and have had some large ticket items – a surgery for one. Blue Shield has been very slow to process the specific claims and I am worried they are trying to find reasons to cancel my policy or get out of their legal duties… are there red flags I can watch for? Are there questions to ask about these claims that would shed light on what the company is up to? I know about the recent class action suit Blue Shield lost about rescission policies but am going crazy with worry.

By: admin

admin — Sat, 29 Aug 2009 02:19:39 +0000

I think SecureHorizones is going to have the plan your looking for. https://www.securehorizons.com/

By: Christie

Christie — Fri, 28 Aug 2009 16:02:53 +0000

Are there any exceptions for ESRD patients under 65? For instance, if they had an EGHP secondary to Medicare that termed due to loss of employment, are they able to get an open enrollment period to replace the loss coverage within 63 days?

By: admin

admin — Fri, 28 Aug 2009 02:14:07 +0000

You are correct. California is one of the states that does not have a Pre-65 Medicare supplement plan for people with ESRD. You may be able to join a Medicare Special Needs Plan (SNP) for people with ESRD if one is available in your area. Try this link for more information: http://www.cms.hhs.gov/specialneedsplans/

By: Christie

Christie — Thu, 27 Aug 2009 19:41:32 +0000

Does guaranteed issue under 65 apply to ESRD patients? It is my understanding that in CA ESRD patients under 65 are excluded from purchasing Medicare Supplements. Is this accurate or not?

By: admin

admin — Mon, 29 Jun 2009 15:38:32 +0000

I do not do business in Florida. Try my friend at http://www.nusurance.com .

By: Dawn

Dawn — Mon, 29 Jun 2009 14:15:57 +0000

I live in southern/eastern Florida. I am 47 years old and have been insured by Medicare since April of 2008. Waiting for Medicare to begin was the longest 2 1/2 years of my life. I don’t get why there has to be a wait. I was approved for Medicare within 20 days of my application submission. It was obvious that I was totally disabled and that would not change, so why the wait? Social Security is my only form of income which makes it hard to keep up with the 20% balances, yearly deductible and non-covered services. I earn too much with Social Security to qualify for Medicaid. Could you give me some ideas of where to begin looking for a companion policy to Medicare part A and part B? There are NO HMOs within a 60 mile radius of my home. I live in a very wealthy retirement community. Since a HMO hospital, labs and physicians are not needed by the majority of the community, the physicians are not feeling the financial pressure to take the HMO patients and start an IPA, etc. What is a person to do in this situation. Thanks for any help you can provide to me. Dawn