Comments on: Insuring the Disabled with Guaranteed Issue Pre-65 Medicare Supplements http://www.mattsinsurance4ca.com/blog/2008/08/27/insuring-the-disabled-with-guaranteed-issue-pre-65-medicare-supplements/ Find the Best Health Insurance Plans and the Cheapest Rates Thu, 18 Nov 2010 00:45:46 -0700 hourly 1 http://wordpress.org/?v=3.1 By: Karen Brown http://www.mattsinsurance4ca.com/blog/2008/08/27/insuring-the-disabled-with-guaranteed-issue-pre-65-medicare-supplements/comment-page-1/#comment-1768 Karen Brown Sat, 06 Nov 2010 14:28:23 +0000 http://mattsinsurance4ca.com/blog/index.php?entry=entry080827-150159#comment-1768 HELP!!!! My husband is terminal 46 yrs old. He has been declared disabled since March 1, 2009. I have just been declared totally disabled since November 15, 2008. We had or own business with medical insurance and are getting ready to lose insurance. Do we both qualify for Medicare /Medicaid. My husband has extensive chemotherapy treatments evey three weeks and continuous medications he is on. I am still under W/C for my pain physician. Will W/C continue this coverage. Please help me to figure out what I am suppose to do now!!!! HELP!!!!
My husband is terminal 46 yrs old. He has been declared disabled since March 1, 2009.
I have just been declared totally disabled since November 15, 2008.
We had or own business with medical insurance and are getting ready to lose insurance. Do we both qualify for Medicare /Medicaid.
My husband has extensive chemotherapy treatments evey three weeks and continuous medications he is on.
I am still under W/C for my pain physician. Will W/C continue this coverage. Please help me to figure out what I am suppose to do now!!!!

]]> By: Susan Padgett http://www.mattsinsurance4ca.com/blog/2008/08/27/insuring-the-disabled-with-guaranteed-issue-pre-65-medicare-supplements/comment-page-1/#comment-1657 Susan Padgett Thu, 21 Oct 2010 00:47:14 +0000 http://mattsinsurance4ca.com/blog/index.php?entry=entry080827-150159#comment-1657 I am not yet 65. I have Medicare due to disability. I am57. I had Humana and Anthem Medicare advantage plans which did not work for me at the time. I would like to speak to someone about my options now. I am not yet 65. I have Medicare due to disability. I am57. I had Humana and Anthem Medicare advantage plans which did not work for me at the time. I would like to speak to someone about my options now.

]]> By: admin http://www.mattsinsurance4ca.com/blog/2008/08/27/insuring-the-disabled-with-guaranteed-issue-pre-65-medicare-supplements/comment-page-1/#comment-1560 admin Sun, 10 Oct 2010 19:38:06 +0000 http://mattsinsurance4ca.com/blog/index.php?entry=entry080827-150159#comment-1560 David, Check out Anthem Blue Cross and their Freedom Blue PPO Medicare Advantage Plan. It does have a deductible and some out of pocket expenses but I do think it's what you are looking for. Call me if you have any questions. 1-866-861-0477 David,
Check out Anthem Blue Cross and their Freedom Blue PPO Medicare Advantage Plan. It does have a deductible and some out of pocket expenses but I do think it’s what you are looking for. Call me if you have any questions. 1-866-861-0477

]]> By: David http://www.mattsinsurance4ca.com/blog/2008/08/27/insuring-the-disabled-with-guaranteed-issue-pre-65-medicare-supplements/comment-page-1/#comment-1533 David Fri, 08 Oct 2010 22:30:48 +0000 http://mattsinsurance4ca.com/blog/index.php?entry=entry080827-150159#comment-1533 I have a dependent spouse of an employee on one of my small group plans. She is 50 years old, on SS disability with Medicare parts A and B, and I was able to get her approved/covered on a pre-65 Humana Medicare Advantage PFFS Plan last year. She received notice that Humana will no longer be offering this coverage in California. She is receiving all her care from the Loma Linda University health care system, (Faculty Medical Group and hospital.) They don't participate in any HMO Medicare Advantage Plans. Other than enroll her as a spouse via a qualified event off anniversary, do you have any options for her situation? I'm not comfortable with a Med/Supp plan because she spends several days/year in the hospital, and I don't want her to use up her life-time supply of hospital days, plus the Part D coverage leaves her over exposed with her Rx costs. I know I can add her as a spouse, but this will probably cost the employer about $10,000 at renewal. Do you have any suggestions? I will gladly refer her to you, as I shy away from Medicare coverage because of my lack of expertise (I'm not MA certified.) Thanks, David Norco, CA 92860 I have a dependent spouse of an employee on one of my small group plans. She is 50 years old, on SS disability with Medicare parts A and B, and I was able to get her approved/covered on a pre-65 Humana Medicare Advantage PFFS Plan last year. She received notice that Humana will no longer be offering this coverage in California. She is receiving all her care from the Loma Linda University health care system, (Faculty Medical Group and hospital.) They don’t participate in any HMO Medicare Advantage Plans.
Other than enroll her as a spouse via a qualified event off anniversary, do you have any options for her situation? I’m not comfortable with a Med/Supp plan because she spends several days/year in the hospital, and I don’t want her to use up her life-time supply of hospital days, plus the Part D coverage leaves her over exposed with her Rx costs.
I know I can add her as a spouse, but this will probably cost the employer about $10,000 at renewal. Do you have any suggestions? I will gladly refer her to you, as I shy away from Medicare coverage because of my lack of expertise (I’m not MA certified.)

Thanks,
David
Norco, CA 92860

]]> By: dan http://www.mattsinsurance4ca.com/blog/2008/08/27/insuring-the-disabled-with-guaranteed-issue-pre-65-medicare-supplements/comment-page-1/#comment-1236 dan Fri, 11 Jun 2010 04:53:46 +0000 http://mattsinsurance4ca.com/blog/index.php?entry=entry080827-150159#comment-1236 I'm an injured worker with a workers comp. claim coming close to settling, after almost 7 years. I was approved for Soc. Security in Feb. 2010, but I still get my meds through the Workers Comp. Insurance company. When my case settles I'm looking at having a MSA account. I am looking for a plan that covers Meds. because it is my biggest expense monthly. I entered numbers into the web site at Medicare.gov and got back estimates of medication costs from 7k to 10k a year. Is there any plan that could reduce this amount? Also note I am supposed to be approved for Medical coverage through my Union, but they say they are secondary to Medicare, does that mean meds too. Wondered if you might know? Thanks for any help! I'm in LA I’m an injured worker with a workers comp. claim coming close to settling, after almost 7 years. I was approved for Soc. Security in Feb. 2010, but I still get my meds through the Workers Comp. Insurance company. When my case settles I’m looking at having a MSA account. I am looking for a plan that covers Meds. because it is my biggest expense monthly. I entered numbers into the web site at Medicare.gov and got back estimates of medication costs from 7k to 10k a year. Is there any plan that could reduce this amount?

Also note I am supposed to be approved for Medical coverage through my Union, but they say they are secondary to Medicare, does that mean meds too. Wondered if you might know? Thanks for any help!

I’m in LA

]]> By: admin http://www.mattsinsurance4ca.com/blog/2008/08/27/insuring-the-disabled-with-guaranteed-issue-pre-65-medicare-supplements/comment-page-1/#comment-1103 admin Thu, 25 Mar 2010 18:59:53 +0000 http://mattsinsurance4ca.com/blog/index.php?entry=entry080827-150159#comment-1103 Call me. You have several options. 1-866-861-0477 Call me. You have several options. 1-866-861-0477

]]> By: Bob Smithey http://www.mattsinsurance4ca.com/blog/2008/08/27/insuring-the-disabled-with-guaranteed-issue-pre-65-medicare-supplements/comment-page-1/#comment-1099 Bob Smithey Tue, 23 Mar 2010 16:16:47 +0000 http://mattsinsurance4ca.com/blog/index.php?entry=entry080827-150159#comment-1099 I have been declared disabled by Social Security. The disability date went back to August, 2008. I am now covered under a policy I had with my previous employer, but I understand that I will automatically go on Medicare this coming August, and I am 62 years old and will need a supplemental policy for fear of not having enough insurance. I have rheumatoid arthritis and I had a mild TIA stroke 2.5 years ago. Will I be able to obtain a supplemental policy since I am not 65 years old and have had these previous health issues? I would like to have the best of carriers, and be able to extend it through the post-65 age years. Am I insurable? I have been declared disabled by Social Security. The disability date went back to August, 2008. I am now covered under a policy I had with my previous employer, but I understand that I will automatically go on Medicare this coming August, and I am 62 years old and will need a supplemental policy for fear of not having enough insurance.

I have rheumatoid arthritis and I had a mild TIA stroke 2.5 years ago.

Will I be able to obtain a supplemental policy since I am not 65 years old and have had these previous health issues?

I would like to have the best of carriers, and be able to extend it through the post-65 age years.

Am I insurable?

]]> By: admin http://www.mattsinsurance4ca.com/blog/2008/08/27/insuring-the-disabled-with-guaranteed-issue-pre-65-medicare-supplements/comment-page-1/#comment-1044 admin Wed, 17 Feb 2010 03:06:40 +0000 http://mattsinsurance4ca.com/blog/index.php?entry=entry080827-150159#comment-1044 What were you searching for? What were you searching for?

]]> By: Jack Cyrus http://www.mattsinsurance4ca.com/blog/2008/08/27/insuring-the-disabled-with-guaranteed-issue-pre-65-medicare-supplements/comment-page-1/#comment-1043 Jack Cyrus Tue, 16 Feb 2010 21:32:58 +0000 http://mattsinsurance4ca.com/blog/index.php?entry=entry080827-150159#comment-1043 Hi just thought i would tell you something.. This is twice now i've landed on your blog in the last 2 weeks searching for totally unrelated things. Spooky or what? Hi just thought i would tell you something.. This is twice now i’ve landed on your blog in the last 2 weeks searching for totally unrelated things. Spooky or what?

]]> By: admin http://www.mattsinsurance4ca.com/blog/2008/08/27/insuring-the-disabled-with-guaranteed-issue-pre-65-medicare-supplements/comment-page-1/#comment-920 admin Fri, 06 Nov 2009 22:15:04 +0000 http://mattsinsurance4ca.com/blog/index.php?entry=entry080827-150159#comment-920 Dan, Try this web page of mine. http://www.mattsinsurance4ca.com/Insurance-Claims-Processing.html Dan,
Try this web page of mine. http://www.mattsinsurance4ca.com/Insurance-Claims-Processing.html

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