Trying to save money can be bloody

While giving her son a home haircut, Marta Higgins realized in an awful instant that she was cutting more flesh than hair. Luckily they had purchased an insurance plan from California Health Insurance Agent Matt Lockard.



She’d wanted to save money. Haircuts were getting expensive. Why not? Marta Higgins mused. Her six-year-old would be getting a home haircut. The boy was anything but pleased. “Mommy; I want to go to the real barbershop.” Too old to have a tantrum, he had one anyway. It didn’t make any difference. Eventually, he was sitting up in a kitchen chair. She had promised to give him a cookie afterwards.      

Chip was well-behaved from then on, trying to sit absolutely still. Marta had never cut hair before. Once she’d dreamed of becoming a stylist in a unisex salon, but that’s when she’d been just eight.  Still, how hard could it be?  After draping a towel over Chip’s chest and shoulders, she grabbed a comb and scissors and just started cutting. Running the comb through her boy’s hair, she instinctively used it as a guide. “Mommy is doing a fine job,” she said to her son, as if to reassure him.

“I wish I could go to the barbershop,” the boy blurted.   

In fact, she was close to finishing, when the phone rang.  Distracted, suddenly she noticed when Chip started screaming that it wasn’t just hair she was cutting. Chip screamed again and was soon sobbing. Was that a piece of his earlobe that she now grasped in the pinching grip of her scissors? Blood came pouring out of the wound, and began running down his face and neck.

“Oops,” she said, “my bad.” She realized how remarkably calm she was.  It was a good thing she kept the phone number of her California Health Insurance Agent handy on the fridge. 

Matt Lockard came on the phone. “Yes?”

When Marta explained what had happened, Matt advised her to save the ear lobe, “Don’t lose it, whatever you do!” he said, rather loudly, to the voice on the phone, “Head right now to the nearest hospital ER, don’t waste a minute!”

“But my friend Sally called. I need to call her back. What if she has an emergency?” Marta said.

“YOU have your own emergency!” Matt screamed, in concert with Chip, who was still screaming.

“It will be expensive!” Marta howled.

“Don’t worry, you’re covered!” Matt explained. 

Thereafter, Chip always hid whenever his mom mentioned the word “hair,” but except for what the boy would forever refer to as his “Quasimodo” scar, he eventually recovered.

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  • Health Insurance Information says:

    Health Insurance :Trying to save money can be bloody…

    While giving her son a home haircut, Marta Higgins realized in an awful instant that she was cutting more flesh than hair. Luckily they had purchased an insurance plan from California Health Insurance Agent Matt Lockard. She’d wanted to save money. Hai…

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