California Health Insurance Quotes and Blog

They celebrated 4^th of July with reckless abandon in the spirit of misguided patriotism. Until this year’s crazed private celebration, all had gone relatively well.

The Donegans, Bob, Mitzy, and their kids, Joey, Johnny, and Jimmy loved to light fireworks on their land near Eureka. They’d get it from Tijuana, and drive up past San Francisco with enough firepower every 4^th of July to start their own preemptive war. Their family health insurance plan typically served for mundane family catastrophes that might occur at other times of the year. Except for this single idiosyncrasy, a well-intentioned rite for celebrating our nation’s birthday, the Donegans were pretty ordinary. Bob was a self-employed entrepreneur with a computer repair business. Mitzy did the company’s books, and the kids, already quite computer literate, did the troubleshooting if the trouble wasn’t too complicated.

Around June 29^th the family drove off merrily humming. Their black hummer headed south for the border towards Tijuana’s fireworks stands, some with supermarket-like inventories,  to stock up on Roman candles and bottle rockets, salutes and M-80s, blockbusters and cherry bombs, even sparklers and snakes for little Jimmy, who was only twelve and a bit more timid than his brothers and parents.

Once back home, preparation for festive explosions and “the lighting” always was a big production. Neighbors came from miles around. Bob and Mitzy were relatively safety-conscious, but their boys could be downright careless – especially Johnny, a sullen 14-year-old who loved to see just about anything “blow up.” He was about to stuff a live M-80 into the unsuspecting maw of Spritzy, the family’s beloved Dalmatian, when the explosive power of that quarter-stick of dynamite exploded prematurely and blew up near a horrified Jimmy, trying to save the dog.  Mitzy dialed her family’s California Health Insurance agent in the nick of time. “Dial 911 – Stat!” he screamed over the phone. She did, and Jimmy was rushed to the nearest regional medical center via ambulance.

They all went to visit Jimmy after the surgery. He was bandaged up. “You look just like The Mummy from that movie,” remarked Johnny, displaying his usual contemptuous flair for the insensitive.   

“How’s Spritzy?” Jimmy managed to ask, barely audible through his wrappings.

Seventy-six-year-old Pritella Pratt didn’t consider herself old until Bastille Day dawned. Her California Health Insurance agent, Mabel, provided coverage when all else failed.

Bastille Day falls on July 14^th every year. Lately, septuagenarian Pritella Pratt felt like storming a few Bastilles herself, and she wasn’t even French. She did enjoy French salad dressing on her Romaine lettuce, and had eaten French fries, but that doesn’t count. But on Bastille Day, 2010, the French Independence Day, Pritella was in a hurry and tripped coming down some cement steps. She kept her balance, but it was Pritella’s pratfall nonetheless, as by evening of that day, several hours later, she felt a sharp nagging ache in her lower back. What was Pritella to do? She called Mabel, her beloved California Health Insurance agent (Mabel had also been her pinochle partner when her husband had been alive), to learn if her Medigap supplemental coverage was still in effect. “Yes indeedy,” Mabel said in her strange Irish brogue, “it is.” Medicare was great, but after Plan D of the Bush years, she didn’t know what to expect. She rushed out of her house, headed for her car, a Studebaker, and tripped, more seriously this time, a second pratfall. “I’ve fallen and I can’t get up!” she whispered as loudly as she could. Several more such vocalizations left Pritella feeling very old indeedy, and now her back was much worse. It was still Bastille Day, but almost dusk. A crow was cawing. Finally a good Samaritan named Sam came by, and helped Pritella to her Studebaker. Deep down the seventy-six-year-old felt a sprig of hope, like a probing tendril, because of Mabel’s affirmative words “Yes indeedy.” Those precious words were all that mattered now. Three blocks later, the urgent care center came into view. She could have walked there if it weren’t for her pratfalls. It was now dusk and a second crow cawed. Her back was killing her, perhaps literally as she didn’t know what was wrong.  Feeling a surge of “old lady” adrenalin, she managed to open the glass doors, and walked into the health care facility. “I’ve got Medicare, and Medigap supplemental,” she proudly said when asked by the receptionist, and promptly fainted.

It turned out that she’d “ruptured something,” and she needed to go the hospital for observation. Waking up in her hospital bed, her first thoughts were of Mabel – and not the bill.

Daemon had been lost to the Smith family for more than a decade. But when John Smith’s mauling by the rarely seen wolverine had made the TV news, partly because of a California Health Insurance agent’s more than due diligence, Father’s Day 2010 became extra special.

John Smith and his wife Becca were preparing for their annual Father’s Day “cookout and fleshly barbeque” when the unthinkable happened. Usually the event drew the Smith’s three remaining children – Michael (named after the archangel), Mary (named after the mother of Jesus), and John Jr. (named after his Dad), ages 27, 29, and 31 respectively. Another Smith spawn was seldom spoken of. He’d left home at 18 for parts unknown, although rumors had surfaced that he’d become a Major League Baseball superstar for the Dodgers. Since the Smiths all hated baseball and none of them owned a television or radio, even if Daemon was playing shortstop with the Dodgers, his family wouldn’t have known. In fact, the family’s “black sheep” had become almost as famous as Manny Ramirez. Daemon was 32 now, and in fourteen years, there hadn’t been a single letter from the prodigal Smith son to any of his family members. Perhaps strangely, Daemon had become estranged.  

The accident involved the elder Smith. He was on the far side of Beverly Hills, his musket in hand, searching for a main course for the family’s upcoming “cookout and fleshly barbeque.”  If he’d been watching TV, he’d have known to avoid the far side of Beverly Hills. This nefarious region had become the lair of the infamous “Beverly Hills Wolverine.” It was on the news almost non-stop that day. The far side of Beverly Hills was like a ghost town.  “It’s awful quiet in these parts. Just me and my blunderbuss,” John Smith managed to say aloud, before the wolverine pounced. Wolverines are quite vicious. Just ask anyone from Michigan.

A California Health Insurance agent living in the neighborhood discovered Mr. Smith, who had purchased a policy on a prudent whim a few months back. The agent called ‘911.’ His second call was to the TV news stations.

On Father’s Day, the Smiths settled for turkey as their main course. Becca, Michael, Mary, and John Jr. were sitting down at the family picnic table with the bandaged John Sr., everyone in a melancholy mood when guess who showed up, bringing half the Dodgers?