Leonard’s Parking Lot Accident
Saturday, June 27th, 2009Leonard was in a natural foods grocery store’s parking lot when a 94-year-old woman mistook his brand new Saab for a stop sign. It was a good thing his injuries were taken care of by a policy he bought from California Health Insurance agent Matt Lockard.
Health Insurance Helps in Car Crash
Leonard Durban was proud of his brand new Saab. It was chartreuse with a gold trim. It had no flaw or blemish. While shopping one fine sunny day, he’d purchased his groceries two bags full and was preparing to exit the parking lot of Nice Foods where natural foods were sold.
His Saab was stopped. But another car, a 1965 Studebaker which was the color of phlegm had approached from within the parking lot as Leonard looked on with horror. The driver, one Agnes L. Penta, an irascible 94-year-old, was practiced in cutting corners as she approached stop signs. She’d been driving this way for what seemed like an eternity at least for any traffic she unfortunately encountered. As far as she was concerned, Leonard’s brand new Saab had no right to be where it was. Even its right to exist was questionable in her murky mind.
“I always stop at the stop sign when I shop at Nice Foods,” she toldthe police officer called to the scene, “I can’t help it if he was in my way. He hit my car. I had the right of way.”
Leonard had tensed his muscles when he saw the phlegm-colored Studebaker approach, and impact triggered a generalized pain almost immediately. But within minutes as Leonard’s sad Saab story was ending, he recalled California health insurance agent Matt Lockard and he managed a weak smile.
“You stupid ninny. Why are you smiling like a jackass?” Agnes screamed at Leonard while flashing what could only be described as her characteristic reptilian grin. At that precise instant, all Leonard could produce in response was an agonizing grimace accomplished while smiling because he now knew it annoyed the vicious woman.
When the phlegm-colored Studebaker and its despicable driver had begun to recede into Leonard’s memory, and after he’d been treated to alleviate the neck and back spasms caused by the accident, a more pleasant interlude occurred. Leonard found himself inside the office of California Health Insurance agent Matt Lockard.
“You’re completely covered,” Matt said, “and your auto insurance covered the damage to your Saab. It’s fixed good as new. But that elderly driver …”
“I don’t blame her,” asserted Leonard, “Life’s too short.”
“Not for the woman who hit you,” replied Matt. “She’d take any moment she gets, and yours too.”
Sixty-seven-year-old Evelyn Saguaro had the same problem her late mother had once been afflicted with. Besides her real gall bladder, she’d been born with a vestigial secondary one in which three cactus-like gallstones, each about the size of a quarter, had formed. Late in life, the vestigial gall bladder’s gallstones were starting to act up. Sharp pains would erupt beneath her breastbone immediately after she ate even a tiny serving of anything, and the acute pain made her sick to her stomach. When her doctor ordered tests to identify where the symptoms were originating from, he told Evelyn that her Medicare Plan only covered her original gall bladder, and since the stones had formed in the vestigial one, any procedure to remove them in “her unique case” would not be reimbursed. Her primary care physician kidded with her. “I suggest you refrain from eating,” he said. “Are you serious?” she asked. “No, a better idea might be to seek out a California Health Insurance agent.”
Filling in the Medicare gaps can be tricky business for seniors, but it can be done with a little help from your California Health Insurance Agent.
