Posts Tagged ‘Medicare’

Mobry’s 2010 Medicare Advantage PPO

Thursday, November 12th, 2009

Mabel Mobry, a hippie centenarian from San Francisco, wondered if she had the freedom to get a prescription for medical marijuana under her 2010 Medicare Advantage PPO plan, so she phoned her trusted California Health Insurance agent to find out.  

For a 2010 Medicare Advantage enrollment kit call Matt toll free
at 1-866-861-0477

hippies

Mabel Mobry, still spry after surviving for exactly a century, pined for the days when she could get high with reckless abandon before all those Draconian blue laws gummed things up. When she was younger, she’d gone to Woodstock and heard Jimmy Hendrix play the national anthem. She relished her infamous pot parties, toking up and going straight to the bong, and getting a buzz. She’d married a man named Buzz, her third husband, as a way to immortalize those halcyon days, but he’d died in the bicentennial year, 1976, and that was a while ago. But now, in 2009, the pendulum was swinging back. Downtown and in the suburbs, marijuana was alive again, quasi-legal, if you used it for medical purposes. Stores sold it openly, if you had a prescription from a doctor. But Mabel was quite healthy for a centenarian. “I don’t feel a day over 94,” Mabel said to her cat, Woodstock, a white Angora that liked to party. What could she do to get her bong out again, a relatively law abiding old lady’s simple pleasure?  

Suddenly she had a brilliant idea, concerning her 2010 Medicare Advantage plan, the documents comprising it just sitting on the blue kitchen table getting dusty. Rock music started pounding in her head, Led Zeppelin playing some sort of anthem. She felt the freedom to act like Buzz’s warm caressing fingers remembered. He was her favorite husband when it came to physicality. Ring, once was all it took as her trusted California Health Insurance agent, a devout liberal thank God, picked up.

“Mrs. Mobry,” he said, sounding like a cherub although he had to be at least sixty, “What can I do you for?” A free spirit, the guy liked the freedom to juxtapose. He was humming the Star Spangled Banner, our national anthem. 

She came straight to the point. Woodstock was listening and nodded his approval. “Can my 2010 Medicare Advantage PPO plan incorporate a prescription for medical marijuana? Would such treatments be covered?”

“Do you have any medical conditions that might apply?” asked the cherubic California Health Insurance agent.

Mabel thought about it, but didn’t want to lie. “I might be going blue blind,” she said, shading the truth just a mite, as she could still see well enough to watch the Freedom Bowl parade on television, with its colorful anthem playing.

“That might do,” said the cherubic agent, “That just might do you.”

Take Me Out of the Ballgame

Friday, May 22nd, 2009

An 86-year-old cantankerous man’s worst fear is realized when he goes to his first Major League Baseball game and gets hit by a foul ball, but insurance obtained from a California Health Insurance agent softened the blow.


Dodger Stadium

Dodger Stadium

Mickey Moosaka’s nephews and nieces were at their wit’s end. What activity would their cantankerous grand-uncle agree to participate in that the entire family might attend? He’d turned down bowling. “It reminds me of pinheads,” old Mickey said. He avoided restaurants. “Flies and their eggs on every plate,” he said, sickening anyone within earshot. Miniature golf emphasized the codger’s recently shrunken stature. “Don’t belittle me by taking me to a place like that,” he’d said to his thrifty niece Sappy in his rather squeaky Buster Brown voice. It was decided that “Uncle Mickey” would take in a Dodger game at the Stadium. Above all else, he enjoyed baseball, despite his consummate fears. He finally relented but warned, “I’ll probably get bonked by a foul ball off the bat of Manny Ramirez.” The geezer was a lifelong Dodger fan but had never been to a game in person.

The Moosakas got a nice row of boxes not far from home plate but well back in the upper deck. The seats seemed relatively safe. “These are great seats, huh Grumpa,” chirped twelve-year-old Matty to his beloved great-great-uncle. Matty was in his last year of Little League and played all-star caliber shortstop on a junior version of the resurgent Dodgers.

Fifty or sixty foul balls came and went, a few coming close, within a few rows, by the sixth inning, when the famous Dodger left fielder approached the batter’s box. “He’s going to conk me with a foul ball,” Mickey Moosaka predicted. The first pitch to Manny Ramirez was a fastball, which he took. The next two pitches were outside, so the count was 2-and-1 when the fateful pitch came. “This one hits me, I know it,” wailed old fearful Mickey. “No, it won’t,” said Sappy, fast becoming Mickey’s least favorite niece. “You worry too much.” But the next pitch, a curveball, was fouled back on an ominous trajectory. It seemed like the ball had eyes. Sure enough, it smacked old Mickey on the forehead with tremendous force, knocking him cold. Carried out of the ballgame on a stretcher, he was taken to the nearest hospital.

But Sappy was no sap. “Thank God we already had accidental coverage from a California Health Insurance agent,” she said. “It didn’t cost us a cent.”

“Thank God Grumpa Mickey didn’t die!” wailed Matty, placing priorities correctly.

“I guess,” Sappy was forced to agree.

Health insurance doesn’t automatically lead to health care

Tuesday, April 21st, 2009
Matts California Health Insurance
I found this at http://www.kevinmd.com/blog/
Well said.

NYU’s Marc Siegel writes a poignant op-ed in the Wall Street Journal, echoing much of the sentiment on this blog.

“With more and more doctors dropping out of one insurance plan or another, especially government plans,” writes Dr. Siegel, “there is no guarantee that you will be able to see a physician no matter what coverage you have.”

He goes on to cite the depressing statistics, including the fact that more than half of primary care doctors in Texas refused Medicare, and that 28 percent of Medicare beneficiaries nationwide had trouble finding a primary care physician.

If universal coverage is enacted, especially if it includes a public option, more patients will be creating demand for government programs that doctors are rejecting in droves.

The result? “The doctors that remain in this expanded system will be even more overwhelmed than we are now.”

I have a similar take, which I expressed a few months ago in the NY Times’ Room for Debate Blog:

So, while any attempt at covering the millions of Americans without health insurance is a laudable goal, doing so without addressing a health care system ill-equipped to deal with millions more patients has the potential to make an already grim situation worse.

I’m happy to see that others are seeing the problem the same way.